Shared Ownership Calculator

This calculator helps you work out how you can afford your dream home.

You can amend the information using the sliders to match your personal financial situation.

Based on the information given, it will provide an example of what your monthly mortgage and rent payments could be depending on the size of your deposit and the percentage share that you are purchasing. Rent is calculated at 2.75% of the full market value of the share you are not purchasing. It also provides the minimum income that is required to purchase your shared ownership home.

Find a Home



Share Value


Monthly Costs




Total Cost

£679 per month

The figures and estimates shown in this calculator should not be relied on as confirmation of affordability and should only be used as an indicative guide to monthly costs. The monthly rental cost is based on 2.75% on the retained equity. This will usually increase by the annual rate of RPI. The monthly mortgage cost is based on a Variable Rate Mortgage at 6.5% over a 25 year repayment loan. Other costs will apply such as service charge. BE WEST is not authorised or regulated by the Financial Conduct Authority to provide financial advice. You should always seek advice and recommendations from an independent financial advisor regarding mortgage products, affordability, interest rates, repayment methods and terms and conditions. You should also seek independent legal advice. Your home may be repossessed if you do not keep up payments on a mortgage or any other loan secured against it.

Frequently Asked


Selling your SO